Advanced Course
Social Security & Medicare Master Class
Go deeper into the complex intersections that separate good advisors from indispensable ones. IRMAA appeals, HSA timing, the COBRA trap, coordination of benefits, employer coverage, and veterans benefits — everything you need to guide clients through the situations no one else can.
Individual Seat
$695
4-6 hours · CE pending · Certificate issued
Agency 5+ seat price: $626
Outcome
What learners should be ready to do.
Strengthen your advisory judgment for complex client cases where timing, coordination, and documentation can materially change the outcome.
Scenario-based knowledge checks and a comprehensive 60-point final exam. Passing threshold is 48 out of 60.
Module 1
Advanced Social Security strategies, deeming, dual entitlement, taxation, and break-even thinking
Module 2
Complex Medicare and IRMAA, including SSA-44 appeals and income-changing events
Module 3
Medigap, Medicare Advantage, Part D, guaranteed issue, and plan timing considerations
Module 4
Advanced enrollment scenarios involving employer coverage, COBRA, VA, TRICARE, ESRD, ALS, and disability
Module 5
Complex scenario lab with guided application and instructor answer rationale
Included Resources
Michelle Sparks
Instructor
SSA executive by career.
Medicare broker by choice.
Educator by calling.
Michelle Sparks spent 35 years at the Social Security Administration — holding several technical, managerial, and senior executive positions in the agency. She knows how SSA thinks, how decisions get made, and where the rules that trip up clients actually come from. A 2023 Presidential Rank Award recipient — one of the highest honors in federal service — Michelle now brings that insider knowledge to the outside conversation as a licensed Medicare broker. The one you're having with clients every week. Perfectly positioned to teach this.
35 years SSA — every level from frontline to senior executive
National training lead for the Social Security Administration
Federal Executive Leadership — Harvard University graduate
2023 Presidential Rank Award recipient
Licensed Medicare broker — serving clients in the field today
Professional Social Security Consultant
❖The perspective no classroom can replicate — SSA from the inside, Medicare from the field.